My cat Barnaby, aged 2 is on tablets for life as he has crystals in his urine. He takes 2 a day and they cost with the vet, at the moment £67.20 for 240. With my sums they should last about 4 months. Total for year £201.60. I also pay £11.50 per month direct debit to Pet Plan ie £138 per year at the moment which increases annually. I have just found out that each year I must pay £75 excess when I submit a claim. So the price of the insurance for the year and and the excess is costing me £213 when the tablets only cost me £201.60. I appreciate that any extra treatment would be covered by the insurance if he gets a flare up but to be honest I am able to save £50, yes he and his brother have their own "kitty". What would you do?
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