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Giving up teaching to be a carer

(18 Posts)
stillenacht Thu 27-Feb-14 19:31:33

At the moment I teach...all my time is taken up with teaching and all it's overwork. DS2 has severe autism. We get high rate care and high rate mobility for him. Life is bloody awful quite frankly and has been for ten years, I am beyond exhausted. My DH is also a teacher. I guess I am asking if I left work which benefits would I be able to claim...can't get carers allowance at the mo as I earn too much. I am shattered, family life is generally pure survival. Please help if you can xxx

stillenacht Thu 27-Feb-14 19:54:55

Bump

boobybum Thu 27-Feb-14 20:01:53

Hi, not sure what benefits you could get but there is a benefits calculator on the DirectGov website and you can also see what level of tax credits you would be entitled to on the HMRC website, just put in roughly what you think you would have coming in to give you a rough idea.

If it's just some time out that you need could you have a career break for a year or more?

bigbluebus Thu 27-Feb-14 20:18:51

Depends what your DH earns. Using the benefits calculator would tell you if you qualify for Child Tax Credit or any other income related benefits. You would qualify for Carers Allowance (which isn't much) if you are not working but that is all.
You've done well to keep working this long. I gave up when DD started school due to childcare issues and DH has also had to 'down-size' his job, to help share the load. So that was a double whammy on the income. It has meant that we have had to do without the 'luxuries' that others take for granted, but it is worth it to be rid of the extra stress that me working and DH working long hours caused.

Do look at all the options though - career break, reducing hours etc. I didn't like my job much when I had to leave and thought I would be happy but I burst into tears when I handed in my notice to my boss sad. I'm glad I did it now though - although I didn't think I would still be a SAHM 14 years later.

stillenacht Thu 27-Feb-14 20:49:16

Just finding it so hard- trying to get him on to special school bus every day is so hard and then I have to go off and teach and marking,reports,meetings (with only my mum and dad to help with childcare but he is becoming a big handful I can see a time in next couple of years when he is too much for them), parents evenings. I love the teaching part of my job but its getting harder and harder.

AgnesDiPesto Thu 27-Feb-14 21:03:41

You would get carers. Also tax credits - you should get severe disability and disability elements of tax credits. We have managed on this in past. We still manage on 2 part time wages and combination Dla and tax credits. It makes more financial sense to have one full time wage but sanity wise we found both doing some work and some caring worked better.
What about tutoring as a part time job plus carers etc?
You have to forget about having pensions and a house in good repair though!

stillenacht Thu 27-Feb-14 21:35:17

Pension doesn't really come into it for me as I stopped paying it when I went on mat leave with DS2 and never got round to paying it again. DH on about 41k. We live in the South East. Thank you so much for replying xxxxx

stillenacht Thu 27-Feb-14 21:51:25

Just filled out the tax credits calculator and it said £0 credit down to husbands wage and the DLA we gethmm

boobybum Fri 28-Feb-14 09:42:15

Have you looked into getting some respite through the short break direct payment scheme or having a carers assessment done through social services? There should be details on your local council website.

Sneezecakesmum Fri 28-Feb-14 10:15:34

Would the national autistic society be able to give you any advice? Worth giving them a call.

2old2beamum Fri 28-Feb-14 10:15:45

Didn't think DLA was counted as it is not taxed, Apologies if I am wrong. But am sure £41K will take you over the threshold. But do factor in your health when making your decision!
Good luck.

DLA is not a taxable benefit.

You will be able to claim carers which is £239 a month (just about to go up by a few pounds).

chocnomore Fri 28-Feb-14 11:31:32

you would be able to get carer's allowance.

the disability element/severe disability element of the tax creditd will depend on your household income though.

DLA doesn't count as an income though (but CA does).

Firsttimer7259 Sat 01-Mar-14 18:33:36

Could you try part time working or using more childcare or respite before giving up your job. I'm only just back in work after dd born due to severe asd and ld. Very hard to get back to work and if you earn beyond certain thresholds as a household many benefits are means tested and you won't get them

stillenacht Sat 01-Mar-14 22:51:16

Hi I am part time at the moment but as a teacher that means when I am not in the classroom all my non contact time is taken up with marking so it feels like full time work...I would like to cut my hours down but it's difficult to tell year by year how many hours are going to be needed next academic year for my contract (depending on groups for exam years). Ideally I would like to work 0.5 I guess but even though my permanent contract is around that for the last 10 years I have found myself doing more due to school's need for more teaching in my subject.

magso Tue 04-Mar-14 10:31:18

I was going to suggest part time work too. Is job sharing a possibility in teaching, or perhaps working 1 - 2 days a week?
I have not worked FT since Ds arrived (now 14 ASD/Mod/Sev LD) but have managed to work PT (now only 1 - 2 short days a week to fit around ds) and feel it keeps me sane!! Its actually got harder to work as he has got older - childcare during the holidays for instance is very problematic. Financially it barely helps ( I don't claim carers but technically could as child care payments almost negate my salary, and can be taken off your earnings for carers allowance). I like to keep up to date in my field in case one day I can work more again.
I can thoroughly recommend working PT as long as you are not overdoing it.

michellecaddy Wed 12-Mar-14 22:34:22

I'm considering the same move. Such a hard job to do with a child with an ASD.

michellecaddy Wed 12-Mar-14 22:35:34

Also it's one of the easier jobs to have with an ASD child as they do understand but the work doesn't go away does it. Totally sympathise, hope you make the right decision for you and your family.

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