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Don't forget your travel insurance!

8 replies

IwishIwasmoreorganised · 26/01/2014 20:12

Ds2 fell awkwardly on the mountain on Friday and was unable to continue skiing.

He was taken down the mountain by 2 pisteurs in a rescue sledge - cost €413, then down the valley in an ambulance - cost €140, examined, x-rayed and strapped up - cost €200.

He's recovering well and I'm pleased to have found out today that our travel insurance will cover all of the costs.

We all carry a copy of our insurance documents and our passports and EHIC cards, which I can also recommend doing.

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clam · 26/01/2014 20:49

Hope he's OK and there's no lasting damage. What a worry, money aside!
Echo the insurance thing, though. I've had to find new insurance for this year, as my previous company won't cover the fact that I broke my leg last year (not related to skiing - tripped on stairs at home). I was quite shocked at the number of people who suggested I just didn't mention the injury to new insurers! Non-disclosure of medical facts can invalidate the whole lot, for the whole family, if you're not careful!

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MrsYoungSalvoMontalbano · 28/01/2014 21:13

Well done you for being well organised! I am obsessive about this and get DH to double check the small print every time we renew. So far we have been okay, but recently we were skiing in Meribel, same day of Michael Schumacher's accident - only takes an awkward fall - could happen to anyone. Now the DC are old enough that we are not always together I make sure they have laminated Grin copies of their passports and insurance details with them just in case... Hope your DS is making a good recovery...

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clam · 28/01/2014 21:16

MrsYoung out of interest, how old are your dcs? Do you mean you let them ski without you? I've been obsessing about this and am not sure if I should let ours go off.

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IwishIwasmoreorganised · 28/01/2014 21:28

Thanks all. DS is recovering well, still strapped up but already moaning that he's had to miss swimming and PE!

In all honesty, it's DH who organises this sort of thing (we complement each other well - see username!) so I can't take any of the credit. I would wholeheartedly encourage everyone to carry a copy of their insurance, passport and EHIC cards with them though - there really is no way of knowing when you'll need the information. Our DS's also have both of our mobile numbers and our holiday address and contact number with them (aswell as their ESF lesson cards - DH is pretty thorough!)

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massistar · 30/01/2014 10:34

Totally agree. I'm just back from Avoriaz where my friend tore her ACL and had to be stretchered off the mountain. Between the cost of that, the xray, doctors, crutches, medicine, ambulance back to flat and 2 additional seats on the plane I reckon she must have spent nearly £2000!

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MrsYoungSalvoMontalbano · 30/01/2014 20:41

clam - they are now just 16 and 14 and very sensible, so eg when we were staying in Mottaret we would have lunch together in Courchevel and then took different routes back to Mottaret. I was fairly relaxed that week because visibility was good (obv if any risk of liaisons being shut would not separate). And their grandfather escaped a warn torn country at the age of 17, so they should have some initiative by this age Grin

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clam · 30/01/2014 21:23

OK, that's interesting, thanks.
Mine are 15 and 17 now, and both competent skiers. There'll be 5 of them altogether (15, 15, 16, 17 and 17) and I can't decide whether it'd be safety in numbers or a case of some of them egging each other on to do something daft. Not worried about them getting lost (not particularly large resort and ds is like a homing pigeon with directions), more... well, still don't know really!

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mousmous · 30/01/2014 21:31

absolutely.
and check the small print wrt repatriation.
you don't want to be stuck in another country for weeks because you can't travel without medical assistance (think broken leg with the need to be elevated at all times). we were quoted 10k. luckily one insurance paid, not the travel insurance, though. they would only transport to 'nearest appropriate medical facility' or similar.

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