To cut a long story short I have a poor credit history (from way back when before I met him due to failed IVA, debts accrued trying to pay bills etc)he has a good credit rating , has credit but pays off early etc when he can
However this really affects how we deal with ££, we have separate accounts I work part time, him full time..I get Tax Credits in my account.the deal is I pay Childcare, Food , Petrol and 'so called' incidential (clothes, shoes dinner money, school stuff etc )the credit card payments, he pays Mortgage, insurances, council tax and utility bills insurance, gas & elec so we pay out about the same, but he has more ££ left over each month and has managed to accrue about £1.5K in his account ..I always have £0 by end of month but usually manage okay.
However last two months due to extra Childcare costs and Xmas I have been short to pay things so have to 'ask' hime for ££ which always results in a lecture from him about 'chucking money' away and a huge row!!
This month I have listed everything I have paid for (take outs, shoes for kids, xmas shopping etc) I need to ask him for ££ tonight and know it will end in huge row in fact I am actually NERVOUS about bringing the subject up..have even thought about borrowing money from Provident or someone instead of asking him ..how bad is that ?
Anyone else have the same problem or any advice how to deal with it all without arguing each time...my friends say he is a control freak and he is using the ££ to exert some kind of authority over me...I think it is just different ways of looking at ££
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Relationships
Why can't we talk about ££ without falling out?
twofishes · 10/12/2007 12:07
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