Assuming that I am on maternity leave, the baby is ebf and I use cloth nappies then am I right in thinking that costs after the initial cost of buying nappies, pram, clothes etc will be fairly small? Obviously when I go back to work there will be child care costs. Am I missing something because dh keeps saying how babies are expensive but I can't think of any major costs unless I was buying formula or disposable nappies, which hopefully I won't be.
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