Just trying to work out what to do on this one if anyone has any experience?
My husband's property is in his name but I am wondering if there is any value in me putting my name on the deeds when we return next summer to the UK?
We intend to sell the property within the next few years, when we return to the UK.
Or am I naive in thinking now as his wife I am automatically joint owner of that property as he is to my savings- in our minds we are but we are just planning life insurance and stuff and want to make sure if anything happened to either of us it would be straightforward for him to access 'my' savings and me to have full rights to his property with no death duty etc.Neither of us have wills in place as we assume our estate would go to each other without death duties should the undesirable happen to either of us.
I also realised we are paying lots in interest on his repayment on the property and earning very little on the equivalent in savings in my name.I'm thinking it could be wise to just pay off a chunk of his mortgage( with 'my' savings)...but then we would not have access to the savings if we needed them to buy a family home at some point- we currently rent overseas.
Any advice would be helpful thanks.
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Is it straightforward and necessary to put my name on the deeds to my husband's property?
8 replies
cherrysodalover · 25/09/2011 22:50
OP posts:
babybarrister ·
26/09/2011 10:19
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