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Legal matters

just pranged car...

7 replies

NewYorkBellini · 27/07/2011 19:28

my fault, tried to get into a too small parking space and dented the door on the thing where you park trollies

anyway, only bought this car last week and as i haven't yet sold my old car my usual insurance is still covering that car, iam insured on the new car for 7 days free (insurance from the dealer so i could drive the car away)

this insurance runs out tomorrow.

my question is, once i switch my insurance to my new car (when i;ve sold the old one, hopefully tonight) can i claim on this insurance? I would wait a couple of days then say i had the prang. i want to do this because the excess is lower and the insurance from the dealer is much more expensive.

does this make sense? Confused

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tallulah · 27/07/2011 19:32

Makes sense but is illegal.

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NewYorkBellini · 27/07/2011 19:34

aaah right. if i claim on the free insurance will i have to carry on with this insurance? its £20 a month more expensive than my old one.

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AMumInScotland · 27/07/2011 20:01

No you can still stop the insurance on the planned date, even if you are in the middle of a claim on it. It only matters that this was the policy which was covering that car on the date of the accident.

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NewYorkBellini · 27/07/2011 20:03

ok thanks

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NewYorkBellini · 28/07/2011 11:16

bugger, the excess on this "free" insurance is £500 which i didn't realise Angry and now that i've told them about the acident i can't just take up there insurance quote and use the excess on that which is £250.

i am a numpty Sad

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NewYorkBellini · 28/07/2011 11:16

their idiot

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Danthe4th · 29/07/2011 17:29

I would get the cheapest quote and pay up without claiming as it may cost you more in the long run unless you have no claims cover on the temp insurance.

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