I am nhs, dh is a teacher. Currently we should retire at 60 with quite good final salary schemes. Latest talk is of them changing it to a career average scheme with retirement at 67. I don't think so. If the changes happen we will need some sort of top up fund. I have tried Googling private pensions today & I'm well confused. Can someone tell me what to do? We're 32 with 2 small dc. We would like to pay maybe £80 a month. That is an arbitrary figure.we do not want to work past 60 [ confused]
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