Hi,
I would really appreciate if someone could clarify the deal with childcare vouchers whilst on maternity leave for me with respect to my personal situation?
I know this has no doubt been done to death, but I just cannot get my head around it. I've read through flowerybeanbag's earlier link to HMRC guidelines but I'm having a completely thick moment and need someone to "Plain-English" it for me please (I've been on night shifts for 5 nights & am 32 weeks pregnant so brain in a total mess!)
Here is my situation re: materity pay:
- I currently salary sacrifice £55 per week for CC vouchers
- I intend to take 12 months maternity leave
- My company will pay me the following:
6 months FULL PAY (a policy for which I will be eternally grateful)
3 months STATUTORY PAY
3 months NO PAY
DS will be continuing at Nursery whilst I am on leave so we will still be using the vouchers.
I was told by payroll when I enquired previously to leave the scheme 5 months into my maternity leave to avoid losing SMP on salary sacrifice but now from what I've seen here I don't think that's right - is it?
Do they have to continue to give me vouchers on top of the SMP I will receive in weeks 26-39? What about when I'm on zero pay - do I need to leave the scheme then? I really don't understand how it all works.
Apologies for long & rambling post, but if someone can just tell me exactly what I will get and if and when I need to leave the scheme I would be extremely grateful...
Thanks in advance.