Hi,
I am a new poster, and was just looking for a bit of advice.
Not sure whether i should post here or not, so if this is wrong pls let me know.
A brief history:
My stbx left myself and our now two year old twins in nov 2011.
Since that time, he has not contributed a penny in CM, or towards the huge debts we had when he left. He has had no contact with the chidlren and has moved abroad. He has now got a job there but is not giving me any details.
The situation at present is as follows:
house worth 145000
interest only mortgage: 142900 joint.
so practically no equity.
unsecured loan 29,000 left to pay over 8 years. joint.
overdraft joint account 10000.
i also have a credit card which was at 10000 when he left, as i was on maternity leave. solely in my name but debt due to IVF treatment mainly by mutual consent, so maybe it can also be divided in half? i don't really know.
So lots of debt, no assets, i did make multiple offers to my STBX, the last of which was to transfer the house to me, and take half of the joint debt, i.e. 19000 and we could call it a day but he is not agreeing at all.
I am loathe to drag it through the courts but feel i have no option. Can anyone please advise as to whether i am being reasonable in my offer, as i work part time due to childcare costs being horrendous, and as a single parent am struggling every month, i cannot take any more debt than what i have offered him, but also do not want to accumulate solicitors fees for no assets, so not sure what to do? whether to make my offer better or let a court decide.
Any advice would be very gratefully received.
Thank you
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Divorce/separation
Advice regarding possible settlement in divorce
12 replies
left2cope · 10/03/2013 21:24
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