Miserly March? Make plans here...

(427 Posts)
Ohhelpohnoitsa Sat 16-Feb-13 20:37:59

I always find the credit crunch threads too late in the month so I starting this now. I get paid Monday 28thFeb and March is a looong month with a few expensive birthdays etc. I want as many nsd as possible and economising tips galore. I noticed Tesco have got 24 Andrex for £8 so that is a start. I also used click and collect today for the first time so saved £6 delivery. Help me prepare - preparation is the key to success.

Ohhelpohnoitsa Sun 24-Feb-13 15:46:50

yy to breadmaker, stormforce, seems the Panasonic (expensive ones) are highly rated.

Ohhelpohnoitsa Sun 24-Feb-13 16:05:03

can someone enlighten me on the casback sites. what are they and what do I have to buy to use them?

BoffinMum Sun 24-Feb-13 16:53:09

Well I use Topcashback and basically anytime I am doing online shopping, I type the shop name into the search box and click through, and usually get between 2-6% back from them (sometimes more). I've made a fair bit. Would you like a referral code?

stormforce10

I think you can take your phone number with you. We gone from BT to Skye and back to BT and kept our number.

I use Quidco. It £5 per year but they take it from any cashback earned. You just click through there site. And like boffinMum I just check them if I going to buy anything.

Oh FGS 'SKY' not 'SKYE'.

BoffinMum Sun 24-Feb-13 17:27:41
Helenagrace Sun 24-Feb-13 18:12:24

stormforce I have a Panasonic breadmaker. They are pricey (£100+) BUT they make bigger loaves than the cheaper ones and they are more reliable. I make a 2lb loaf in mine which is twice the size of some of the breadmakers so it's more energy efficient - if I had a smaller breadmaker I'd need to make two loaves all the time. Mine has a compartment for fruit / cheese / dried tomato etc for making specialist loaves. It means that they are released into risen dough so they don't just sink to the bottom. I make a yummy cinnamon and cranberry loaf. I love my breadmaker and If mine died I'd be straight out to replace it!

NSD today.

TitHead Sun 24-Feb-13 18:56:48

Thanks boffin will have a look into that.

Ohhelpohnoitsa Sun 24-Feb-13 21:11:23

Have joined topcashback and hopefully you will get your £10. I just have to buy sonething now. Thanks for the link.

BoffinMum Sun 24-Feb-13 22:04:15

Very kind, thank you, chuffed about that! grin

ohhelp - you just need to get into the habit of checking before you buy.

I spent last night working out what meals we going to have in March. So here my list. Thanks Stormforce10.

1. Pasta bolgonaise
2. roast chicken, roast potatos,, broccoli and green beans
3. Lasagne & Salad
4. Chicken Pie & Veg
5. Salmon and Pasta
6. Roast Beef & Trimmings
7. chicken and veg stir fry with noodles
8. baked potatos + Filling of choice
9. roast lamb from freezer, boiled potatos, mixed veg and gravy
10. Chicken Jalfrezi & rice/Liver and Bacon
11. chilli con carne, rice , salad
12. Gammon, Egg and Chips
12. fish fingers chips and beans
13. pasta with meatballs in tomato sauce
13. chicken and veg soup with bread and cheese
14. sausage and mash, cabbage
15. shepherds pie, broccoli and carrots
16. Pork Chop & Veg
17. Roast Pork & trimmings
18. Sausage Toad in the hole, Veg and onion gravy
19. Beef stew and Mash
20. Oxtail Stew and Mash Veg
21. burgers, rolls and salad
22. meatloaf beans and mashed potatos
23. fish pie
24. French Onion Soup & Crusty Bread
25. Chicken Nuggets
26. Sweet & Sour chicken on rice
27.spanish omlette
28. meat and potato pie, beans
30. Baked Chicken Parmesan

I only need to buy the ingredients for meals 2,8,22,27 and 30. The rest I have my freezer. So should only need to buy fresh fruit and Veg although I tend to use mainly frozen veg for less waste and are cheaper then fresh and everyday basics. And thing for lunches (DH,me and DS as DD's have dinner at school) I make most of the cake and snack.

TitHead Mon 25-Feb-13 08:10:45

That looks like a great list Wheredid I will be working on mine over the next few days.

BiddyPop Mon 25-Feb-13 13:21:36

I sowed some seeds yesterday, to get some salad leaves and radishes soon (I'm hopeful!) for my lunches, and start some broad beans too. The weather is not great for it (cold), but I have a lot of seeds so don't mind poor results this time - especially if I do get any positive results!

I rang the GP last week about the report for my claim after the crash last year. As I couldn't speak to the Dr, I don't know whether I will get that this week or what (secretary was supposed to ring back but didn't). But I have to go in for physio later this week so will ask then (my back and neck are acting up again). And I had other physio this morning (pelvic floor) so I am a right ole crock this week!

But I paid my car insurance last week so that's the last of the annual bills until July (tv licence and travel insurance), although utilities are going up recently.

I spent a lot on food this week. DH got a big leg of lamb (ILs for dinner) on Sat, but we had leftovers for yesterday's sambo lunch and I have enough for a curry or something tomorrow. Au pair is veggie and eating with us tonight, so she's making a prawn and veg curry. We had scrambled eggs for tea yest rather than a dinner (not really hungry). I will be concentrating on eating from the freezer this month, especially as DH is away for 3 weeks (business). I needed a lot of storecupboard and cleaning things this week, but hope to avoid SM for next fortnight at least (local shop for bread, milk, F&V man for fruit and veg, and butcher for (very little) meat).

Apart from physio, I have very little I need to spend the next few weeks - although I may splash out on a cinema ticket one night for myself.

LillethTheCat Mon 25-Feb-13 13:47:57

Hi, Id like to join, but I have a huge obstacle in the form of DH. He's very much into spending what money we have and only saving for things coming up. I actually just want some more disposable income so how do I do this without DH hmm ing at me? He does the cooking and we both do the shopping (although its with my money).

Any ideas on how to get him to go along with this? I know you are going to say just tell him we are going to Aldi instead of Tesco. I know you are going to tell me to just spend what I want and not spend what I dont want to. I told him last night I wasn't going to buy any crap (ie biscuits, crisps, cake etc) for us to eat and he just laughed.

Currently I am spending over £100 a week on shopping, but would like to bring this down to under £100. Id also like it if we didn't go out and spend any extra money willy nilly. Should I just be frugal with the money that goes into my account and let him do whatever with his or should I encourage him to be frugal too. IE should I tell him what he can't or can spend his and my money on?

I need to be stronger with him dont I?

Tell him you will buy the basic for the weeks cooking & cleaning and if he wants anything extra he will have to pay for it out of his own money as you can no longer afford to keep spending on shopping like you are.

Or you pool all your money into one account for bills and shopping and the what left is split equally between you.

LillethTheCat Mon 25-Feb-13 14:07:07

That's what I was thinking. I buy what I want to buy (I want to be frugal) and he can buy any extras if he wants them. Im also thinking without buying crap in I wont eat as much and therefore might lose a few pounds too. Gain monetary pounds and lose weight pounds. Sounds like a plan to me grin Ive just got to tell him now.

Ohhelpohnoitsa Mon 25-Feb-13 19:03:44

yes indeed, have to lose if buying fewer grabable goodies.

Leilandri Mon 25-Feb-13 20:21:05

Biddypop I've been sowing seeds in windowsill propagators since beginning of Feb. Planted peas out into our allotment last week, will check tomorrow to see if they've survived! Got Broad beans, carrots, beetroot, cabbage, sunflowers, strawbs and more peas currently under way indoors, and runner beans and sweetpeas acclimatising in the greenhouse. Had loads of free seeds from the magazine that I buy, so like you I can afford to loose a few!

IsThatTrue Mon 25-Feb-13 22:00:17

Checking in from the feb thread. Good to see newcomers. smile

Ohhelpohnoitsa Mon 25-Feb-13 23:04:43

I have put my meal list on the fridge and even dps are sticking to it. they made toad in the hole (ds calls it frog pie) & beans tonight, followed by fruit & ice cream. df did suggest I go and plan their store survival menu from now til Christmas and he is not even joking - I could do 3wks shop in dm's cupboards and have enough toiletries & cleaning stuff til at least september.

Confuseddd Mon 25-Feb-13 23:49:25

Hi all, I need to be frugal too! We are just always going over budget by a couple of hundred a month and the overdraft needs taming!

I was wondering about planting some seeds for salad and things, and I notice a couple of you have started this. It's not too early then?

Ohhelpohno. have you eaten your artichokes yet? I adore them and really find them a treat. Are they preserved in oil? I just do them sliced and sauted a little with cream and a little lemon juice, with tagliatelle of fusilli pasta. So delicious.

It's my ds1's birthday this week, but I've bought small gifts this year and some of them purchased with vouchers I had for Christmas.

I'm also going to see if I can skip a weekly shop this month and just manage on a fruit and veg shop at the market (plus milk). We've been eating more beans and rice lately. I've found some good recipes, and have dried mushrooms and some good curry bases in the cupboard to make them taste good. I find that veggy food takes more care to make it delicious, but I don't mind.

Also wearing extra jumpers so heating only on for an hour a day now rather than 4...

Ruprekt Tue 26-Feb-13 00:02:12

mmp

BiddyPop Tue 26-Feb-13 10:01:40

Leilandri, I had a load of seeds bought and gathered from mags as I HAD a plot, but i gave that up this season as I wasn't able to get there enough the past 2 years (I really only kept it last year to get my fruit bushes back out for DFIL and DF's gardens, and some of my great-grandad's rhubarb for my DM (well, it's allegedly GGD's - it is certainly my Grandmother's as I took it from her garden, but my DM is convinced it's from the same plant that GM took from GGD's old plots donkey's years ago, GM died last summer so poignant for us all to have it still).

I am trying to make the single bed and a few hanging baskets (cherry tomatoes) and window boxes very productive this year instead - I can tend to those with a G&T in hand after work, as opposed to finding 20 mins to drive to plot, 20 mins to drive home, 10 mins walk in from gate and 10 mins back, prep time at home (need to bring all tools as not secure) and then do some work on the garden part - while working FT and looking after DD at night (effectively SPing a lot with DH working overseas 50% of his time). So back garden is much more viable! But no more onions, potatoes, garlic, parsnips, squashes, pumpkins or most brassicas as a result - peas, beans, salad leaves, tomatoes, courgettes, maybe some brocolli, a few leeks, beetroot and carrots are my limits now. Although, DH has suggested starting pumpkins and squashes for FIL's garden, we plant out and he only has to talk to them, which he'd love, and water when dry (even though we're 160 miles away, P&S should be ok with weed suppressant membrane, and FIL does like to grow veg and potter, so if we prepped the bed one weekend, he would tend it afterwards).

Using up leftovers for dinners this week - prawn and leftover roasted root veg tikka masala last night (strangely good), leek and cheddar pasta tonight, and a leftover roast lamb curry tomorrow.

I am in this month. We hideously overspent on our birthday weekend away and now have a monster credit card bill to get rid of. Luckily DH gets a bonus this month, which will pay about half of it, but I'm hoping to pay the rest out of our regular finances this month, which is hopefully do-able but will mean a commitment to the cause.
DH is well onside (He's named it Project Gideon) and we're going to keep it up for a few of months to try and get some savings built back up again. Ours were obliterated by me being out of work for 6 months, but I'm back to fulltime now.
I already meal plan but will try to get the freezer emptied too. There's not loads in there, but I'm sure there's more than I expect so I'll do a full audit tonight before planning a shop for next week. My plan is to do weekly online shopping and try to keep under £70pw. That's for all meals for 4 of us, including our lunches to take to work and DS1's packed lunches.

Potential hurdles this month:

My Grandmothers 80th - meal out in a restaurant
DH's birthday - meal out
In-laws visiting for Easter (They'll contribute but overall spending will probably be a bit higher)
DS2's 4th birthday

Aim - To save £500+ a month

Ohhelpohnoitsa Tue 26-Feb-13 13:24:31

I FOUND ONE... sainsbos code if abnyone wants it for online - 10 off a 50 spend. it is 9MMXNJGNRT9Y but expires 2nd March. Enjoy.

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