I know loans aren't good.......we are very fortunate not to have any debt (except mortgage if that counts) and always live within our means every month, BUT we are desperate to convert our garage into a room (silly shape/organisation of our house means it will be necessary as family expands) - we have no way of moving so this is our only option for fitting! However, we have very little in savings, so the only way of paying for it would be to take out a loan. Is this a ridiculous idea, and where (if any) are the 'better' places to take out a loan (ie least money-snatching not that that's possible)? We would obviously have to accept that we'd be paying back a lot more than it cost, and we can afford to pay back a small amount a month, but not loads, so we know that we'd be paying it back for years and years...
Thanks in advance x
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Is there a 'sensible' way/place to take out a loan?!
3 replies
cat811 · 14/01/2013 20:30
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