My dh and I have decided we want to start trying for a baby but our financial situation is a constant cause for concern! Everybody tells me (dh included) that you make it work regardless and material things aren't important, which I do agree with, and we are fortunate enough to have family members where we can get almost everything we need handed down!! I am the main breadwinner though and I just couldn't afford to stay off past 4 months after baby being born. It also worries me that we have no nest egg or any savings put aside in case of emergencies - we have two mortgages!! Has anyone been in a similar situation and made it work so that I can worry less and sleep at night?!
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