I'm having a dilemma! I am the main earner in our family, my DH is part time and looks after our son. We share our money and have for years, and there's never any problem with that. Neither of us takes the piss, any big purchases get agreed in advance etc.
The trouble is, I'd like to start a pension with my work and he doesn't agree. He feels we should focus on paying off the mortgage and investing in another property. I agree but think we should do both. I'd be receiving about £2K a year from my employer into the pension fund.
We've talked about it loads, and always ended up not doing it as he's convinced me! But now I want to do it, we've done it his way for ten years and I'd feel much better knowing I was saving. He did agree to it but I think he didn't think I'd actually ever get round to it. We talked about it again and he was quite anti.
My AIBU is, would I be out of order to use family money to start a pension fund when he isn't in agreement? It'd be about £150 a month which we could manage without at the moment. He's in no way controlling or anything sinister, it's purely a difference of opinion on the best way to provide for our old age. He doesn't trust the system, which I do understand, but I'd be prepared to take the risk. Help, thanks!
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AIBU?
To start a pension when DH doesn't agree?
57 replies
nightowlmostly · 03/04/2013 15:57
OP posts:
MaryRobinson ·
03/04/2013 16:03
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Toasttoppers ·
03/04/2013 17:00
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